Comprehensive Protection with Key Person Insurance, Disability Insurance, and Life & Disability Cover

 At Stratagem Wealth Management, we understand that a strong financial plan does more than build wealth it protects it. Whether you're an individual safeguarding your income or a business owner protecting your company's future, strategic insurance planning is essential. That’s why we offer tailored solutions in key person insurance, disability insurance, and comprehensive life and disability insurance to secure what matters most.

Key Person Insurance: Protecting Your Business Backbone

Every successful business has individuals whose expertise, leadership, or client relationships are critical to its operations. The unexpected loss of one of these key contributors due to death or disability can severely disrupt business performance or even threaten its survival.

Key person insurance is designed to provide a financial safety net in such a scenario. It pays a benefit to the business that can be used to cover lost revenue, hire and train replacements, or pay down debt. This ensures continuity and gives the business time to recover without rushing critical decisions. At Stratagem, we help business owners identify key personnel and create customer insurance strategies to protect their long-term interests.

Disability Insurance: Protection of Income in Times of Need

Your capacity to generate revenue is your most significant asset, whether you're a professional or an individual. Significant financial repercussions may result from a sickness or accident that keeps you from working, even for a short time. Disability Insurance can help with that.

In the event that a medical issue prevents you from working, disability insurance pays a steady income, enabling you to keep your standard of living, pay for bills, and concentrate on your recuperation without worrying about money. We customize your coverage to match your career, income level, and personal financial needs, regardless of whether you work for yourself or for a living

Life and Disability Insurance: A Complete Protection Plan

Comprehensive Life and Disability Insurance offers peace of mind that both you and your loved ones are financially protected in the face of life’s uncertainties. Whole life insurance provides financial support to your family in the event of your passing, disability insurance ensures you have income protection while you’re alive but unable to work.

Together, they form a holistic approach to risk management covering both immediate needs and long-term responsibilities. At Stratagem Wealth Management, we help you strike the right balance between affordability and protection, making sure your coverage evolves with your life stage, career, and goals.

Plan With Confidence

Whether you're planning for your family, your future, or your business, Stratagem Wealth Management is here to help you build a safety net that supports your financial journey. From key person insurance for business resilience to life and disability insurance for personal peace of mind, we provide smart, personal solutions that keep you protected no matter what life brings.