Critical injury insurance

 When it comes to financial planning, most people think about retirement savings, investments, and life insurance. But there's one type of coverage that often gets overlooked—critical injury insurance. At Stratagem Wealth Management, we believe it’s a vital part of a well-rounded protection strategy.


Critical injury insurance provides a tax-free lump sum payment if you suffer a serious injury, such as a traumatic brain injury, severe burns, or permanent loss of limbs. While government health plans may cover some medical costs, they don’t account for the bigger financial picture—lost income, home modifications, rehabilitation, or the impact on your family’s lifestyle.


It helps cover expenses so you can focus on recovery instead of worrying about your finances. Whether you're a business owner, a young professional, or supporting a family, critical injury insurance offers peace of mind when you need it most.


At Stratagem, we help you navigate the options and choose coverage that fits your needs and goals. Because protecting your financial future isn’t just about what might happen—it’s about being ready for anything that could.


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